在马来西亚学习期间保障您的健康
为国际学生及其家人提供经济实惠且全面的医疗保险计划
点击下方，您将在马来西亚期间获得保险支持。
我们是谁？
我们是马来西亚国家银行（马来西亚中央银行）批准的财务顾问代表（FARs）。我们FARs是马来西亚合法且信誉良好的保险提供商的代表，始终为您提供最适合您需求的保险/投资解决方案。
所有进入马来西亚的国际学生都需要购买医疗保险。作为国际学生，您需要为您的学生签证申请购买本地医疗保险。请告知您选择的教育机构您的抵达日期，以便您从进入马来西亚之日起即可获得保险保障。
以下是保险计划
MSIG（仅限UPM学生）
计划与描述
Plan E200
Plan E250
Plan E300
年保费
RM 470
RM 540
RM 620
住院病房及膳食
RM 200
RM 250
RM 300
每次残疾的最高限额
RM 20,000
RM 30,000
RM 50,000
门诊全科福利
RM 500
RM 750
RM 1,250
每次全科医生就诊的自付额
RM 50
RM 50
RM 50
外国学生
年龄：16至65岁
资格
仅限UPM学生
Zurich Takaful （仅限学生家属）
计划与描述
Plan 1
Plan 2
Plan 3
年保费
联系我们获取报价
住院病房及膳食
RM 100
RM 150
RM 180
最高限额
RM 100,000
RM 300,000
RM 500,000
门诊全科福利
N/A
N/A
N/A
每次全科医生就诊的自付额
N/A
N/A
N/A
家属
年龄：30天至65岁
资格
学生家属
|
MSIG
|
|||
|---|---|---|---|
|
Plan Option
|
Plan E200
|
Plan E250
|
Plan E300
|
|
Maximum Limit per Disability
|
RM 20,000
|
Coming Soon
|
More to come!
|
|
Foreign Student
(Age: 16 to 65) |
RM 470
|
Coming Soon
|
|
|
Outpatient GP Benefits
|
RM 500
|
Coming Soon
|
|
|
Eligibility
|
UPM Students only
|
Anyone including Dependants
|
|
|
More Details
|
Schedule of Benefits
|
Coming Soon
|
|
|
Policy Wording
|
Coming Soon
|
||
|
Product Disclosure Sheet
|
Coming Soon
|
||
|
List of Panel Hospital
|
Coming Soon
|
||
|
List of Panel Clinic
|
Coming Soon
|
||
MSIG Plans
|
|
HOSPITAL & SURGICAL CARE (Description of Services)
|
Plan E200 (RM)
|
Plan E250 (RM)
|
Plan E300 (RM)
|
|---|---|---|---|---|
|
1
|
Hospital Room & Board, each day - up to 120 days
|
200
|
250
|
300
|
|
2
|
Intensive Care Unit, each day - up to 30 days
|
200
|
250
|
300
|
|
3
|
Hospital Supplies and Services
|
As Charged
|
||
|
4
|
Surgical Fees and Post Surgical Care up to 31 days
|
|||
|
5
|
Anaesthetist Fee
|
|||
|
6
|
Operating Theatre Fees
|
|||
|
7
|
In-Hospital Physician Fees – up to 120 days
|
|||
|
8
|
Pre-Hospitalisation Diagnostic Services within 31 days preceding confinement
|
|||
|
9
|
Pre-Hospitalisation Specialist Consultation within 31 days preceding confinement
|
|||
|
10
|
Second Surgical Opinion
|
|||
|
11
|
Post-Hospital Physician Treatment up to 31 days following discharge from hospital
|
|||
|
12
|
Emergency Accidental Treatment, within 24 hours from accident and follow up 14 days
|
|||
|
13
|
Emergency Accidental Dental Treatment, within 24 hours from accident and follow up 14 days
|
|||
|
14
|
Daycare Procedure (inclusive all incidental costs)
|
|||
|
15
|
Ambulance Services (road vehicle)
|
|||
|
16
|
Daily Cash Allowance at Government Hospital – up to 120 days
|
60
|
80
|
100
|
|
17
|
Medical Report Fee
|
50
|
50
|
50
|
|
18
|
Reimbursement of Tuition Fees – max per semester
|
10,000
|
12,500
|
15,000
|
|
19
|
Compassionate Visitation Benefit
|
5,000
|
7,500
|
12,500
|
|
|
MAXIMUM LIMIT PER DISABILITY (items 1-16) – PER STUDENT
|
20,000
|
30,000
|
50,000
|
|
|
Deductible amount per claim (item 20)
|
50
|
50
|
50
|
|
20
|
Outpatient GP Benefits - (Annual Limit)
|
500
|
750
|
1,250
|
|
21
|
Annual Outpatient Cancer Treatment
|
10,000
|
15,000
|
25,000
|
|
22
|
Annual Outpatient Kidney Dialysis Treatment
|
10,000
|
15,000
|
25,000
|
|
23
|
Emergency Medical Evacuation/Repatriation
|
100,000
|
200,000
|
300,000
|
|
24
|
Accidental Death & Disablement
|
20,000
|
30,000
|
50,000
|
|
25
|
Funeral Expenses
|
2,000
|
2,000
|
2,000
|
|
|
ANNUAL PREMIUM (exclusive of Service Tax)
|
Plan E200
(RM) |
Plan E250
(RM) |
Plan E300
(RM) |
|
|
Student Only
|
472
|
542
|
625
|
联系我们获取更多信息
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